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Stripe

What is Stripe?
Opening a Stripe account
Enabling Stripe in ShopWired
Apple Pay & Google Pay


What is Stripe?

Stripe is a payment gateway and merchant account combined. This means that you don't need to open a separate account with your bank, as well as Stripe, to receive online payments. Instead Stripe offer everything you need to accept credit/debit card payments from your customers and for that money to go straight into your bank account.

Stripe charges 1.4% + 20p on each transaction you process. So a transaction of £100.00 will cost £1.40 + 20p, £1.60 in total processing fees.

All the different payment gateways available will make a charge for each transaction you process, but have slightly different charging structures. On a comparison with other payment gateways, Stripe offer a competitive rate.

Stripe will offer a discount on this standard rate if you are processing a large value of transactions.

Compared to other payment gateways like SagePay or WorldPay, Stripe is relatively new (although it was formed in 2011) - so it's infrastructure has been built for the modern digital economy and they are very often one of the first of the major payment gateways to offer new available features like 3DS 2.0.

One of the other benefits of using Stripe as your payment gateway is that you'll have the ability to use our subscription system to process recurring payments.


Opening a Stripe account

If you don't already have a Stripe account, you'll need to open one.

Your Stripe account can usually be created within just a few minutes and you will be able to start processing transactions after you've confirmed your identity.

To open a Stripe account, click here.

If you haven't added your own domain name to your ShopWired account yet, when providing your website address to Stripe you can use your (temporary) ShopWired domain name instead.

Stripe doesn't charge a monthly or minimum fee.


Enabling Stripe on your ShopWired account

ShopWired has a ready made integration with Stripe which means that to link your online store to accept payments through Stripe, you just need to enter two 'API keys' (given to you by Stripe) into your ShopWired account.


Adding your API keys

Stripe provides two different 'modes' of operation, a live and a test environment. Each environment has it's own set of API keys.

If you'd like to test the Stripe integration on your website without processing live transactions then you'll need to enter 'test mode' in your Stripe account when accessing your API keys.

Because the integration keeps your customers on your website when entering their credit/debit card details you'll need to ensure you have activated an SSL certificate on your account before processing live customer tranasctions (in order to protect cardholder data).

This can be done within your ShopWired account by following the instructions here.


Apple Pay & Google Pay

ShopWired's integration with Stripe also integrates with both Apple Pay and Google Pay.

All of the integration work has been completed by ShopWired, to use the integrations you just need to activate the services within your Stripe account.


Activating Google Pay

From within your Stripe account select 'settings' from the left menu and under the payments section click 'checkout settings'.

Check to make sure that Google Pay is enabled, it should look like the example below.

Once this setting is activated, setup of Google Pay is complete. Once activated, the Google Pay button will appear above the card form on your website's checkout, after the customer selects to pay with Stripe.

The design and appearance of this button is controlled by Stripe and cannot be changed by ShopWired.


Activating Apple Pay

From within your Stripe account select 'settings' from the left menu and under the payments section click 'checkout settings'.

Check to make sure that Apple Pay is enabled, it should look like the example below.

Next, select 'settings' again (from the left menu) and under the payments section click 'payment methods'.

Click the 'eligible' tab at the top of the page and click the 'configure' button for Apple Pay.

Click the 'add new domain' button and enter the domain name of your ShopWired website. Importantly, if your website address starts with www you should enter this here (don't enter without www).

Once you've entered the domain name click the 'add' button. You do not need to download the verification file or upload it your website, this is already configured on your ShopWired website by the platform.

Once this setting is activated, setup of Apple Pay is complete. Once activated, the Apple Pay button will appear above the card form on your website's checkout, after the customer selects to pay with Stripe.

The design and appearance of this button is controlled by Stripe and cannot be changed by ShopWired.